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If you already have a crypto exchange wallet set up you can skip this step. COTPS does not accept cash. You have to transfer USDT Tether coins from an exchange into COTPS.
You'll want a crypto wallet when it comes time to get paid because you'll need a destination to send your withdrawals to from your COTPS account.
Cryptos OTC Trading Platform only deals in USDT sent via the TRC-20 network. You need an exchange that can send and receive (withdraw and deposit) USDT via TRC-20 - Not ERC20. USDT is more stable than other coins because it is tied to the U.S. dollar.
Using Moonpay to buy USDT (TRC-20) with credit or debit card is one of the fastest and easiest ways to get your COTPS wallet funded.